• Piggy Bank

    Wise Investment Plans

    No need to break the piggy bank savings, investing wisely can secure your future and your families, discuss with Forty One Consulting about the different investment options we have available.

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  • Pensions

    Retirement Options

    Retirement planning has always been complicated and, despite efforts to simplify matters in 2006, it unfortunately remains so. At Forty One Consulting we pride ourselves on making our clients more at ease with the complicated system to provide you with the best advice we can.

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  • Protection

    Protection

    Finding the right protection is difficult to do, at Forty One Consulting we can walk you through the different options and find the perfect protection plan to suit your needs.

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  • Frequently Asked Questions

    Frequently Asked Questions

    With the introduction of more flexible ways to access your Pension from April 2015, we are constantly being asked more questions.

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5th July 2011

Changes to Long Term Care on the horizon?

The Dilnot Report on the future of Long Term Care (published yesterday) proposed a number of interesting changes to the current system, including a cap of £35,000 on an individual’s lifetime contribution towards care fees and the raising of the means-tested threshold to £100,000.  This currently stands at only £23,250, meaning that the vast majority of a person’s assets and life savings can disappear in to the cost of providing care in later life.

This is a complex area in terms of financial planning and advice, and will continue to be so.  However, the proposals in their current form look to be a positive step towards making the system fairer for all.  Let’s hope the Government take this on board.

 If you are affected by this, for example if you have a relative potentially in need of care, we are able to assist, with both David and Elaine qualified and authorised to provide advice on Long Term Care issues.  Please feel free to get in contact.

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