Case Study – Julie

I met with Julie when she was going through a Divorce. Her husband was employed with the Fire Service and had a highly paid position with them after 25 years of employment.

The assets are usually taken into consideration – including the value of the Pensions each have. Julie’s was minimal as she had looked after their children for several years and had not worked.

His pension value was quoted by West Yorkshire Pension Fund to be £306,791 and the proposal was that she kept the house – valued at £200,000 and with a mortgage of &poud;110,000 – and he kept his pension intact.

By obtaining an Actuarial report, the benefits that he had accumulated during their marriage was revalued at £740,000 as the true value.

This dramatically changed the discussions with their lawyers and she proceeded more confidently with this knowledge.

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